Consolidating student loans td bank
Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt.This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.No income verification is required, and funds may be available within 2 days after you apply.TD Express can also be used for large purchases (furniture, vacation, weddings), home improvements, and almost any other large purchase.
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Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come.
This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.
Independent student need relates only to the income and assets of the individual student.
As a result, student loan borrowing limits are higher for independent students.